BMW 3 Series: future value & depreciation
A BMW 3 Series (sedan, on sale 1998–2026) sits in the Premium / Luxury depreciation tier. Here is how a typical example bought new at around R 920 231 is projected to hold its value.
- Est. monthly*
- R 16 084
- Value in 3 years
- R 530 016
- Value retained
- 58%
*10% deposit · 72 months · ~11.75% p.a. Estimate only.
| After | Projected value | Value retained |
|---|---|---|
| New | R 920 231 | 100% |
| 1 year | R 708 578 | 77% |
| 2 years | R 602 291 | 65% |
| 3 years | R 530 016 | 58% |
| 4 years | R 477 015 | 52% |
| 5 years | R 434 083 | 47% |
Is the BMW 3 Series a good buy?
Whether it’s a smart purchase comes down to what you pay, how you finance it, and how well it holds value. In the Premium / Luxury tier, the 3 Series is projected to keep about 58% of its value after three years — the point where many owners look to trade or settle. A bigger deposit and a small (or no) balloon keep you in positive equity sooner. Model your own deal in the equity calculator.
Frequently asked questions
How much will a BMW 3 Series be worth in 5 years?
Starting from a typical new price of about R 920 231, a BMW 3 Series is projected to be worth roughly R 434 083 after 5 years — about 47% of its value. This is an estimate based on BMW's Premium / Luxury depreciation profile and the sedan body type.
Does the BMW 3 Series hold its value well?
It sits in our "Premium / Luxury" tier. Bakkies and SUVs from strong brands tend to hold value better in South Africa, while EVs and luxury models depreciate faster. Use the calculator to see equity against your own deposit, term and balloon.
How is this future value estimated?
We apply a make-and-body depreciation curve to a representative new price. Real resale prices vary with condition, mileage, spec and the market — treat these as estimates, not a quote.
Estimates only — not financial advice. Figures use representative pricing and generalised depreciation; verify with a registered dealer or finance provider.